Bad Credit Loans

The number of people with "bad credit" is increasing nowadays, and BadCreditOffers.com serves as a great resource to help these consumers get back on their feet financially by providing them bad credit loans. BadCreditOffers.com allows those in need to compare dozens of "bad credit" offers from major providers and find the best offer to fit their needs, such as credit card loans, home loans, auto loans, personal loans and credit repair. E.g. Those with "bad credit" rating can look into the credit card section to get easy and quick approval. By making timely payments, consumers can start to rebuild their credit history and, perhaps, their financial future.

Mister Gammon

Mister Gammon is the Internet's longest running backgammon site. It offers backgammon players the latest information about backgammon tournaments and events as well as backgammon software for real money or just for fun. The site is available in six languages.
The management team at Mister-Gammon has been in the online backgammon business since 1999 operating thriving online backgammon games. Mister-Gammon earned awards reserved for leading online backgammon managers.
Players can enjoy all of the value-added perks the fabulous interactive games to play online backgammon. Currently over 100,000 registered players are enjoying backgammon at Mister-Gammon on a regular basis.

Cost of dialysis

I really sympathize with those patients who need to undergo haemodialysis and peritoneal dialysis. It cost RM 2000-RM2500 per month to get this kind of treatment. The cost of dialysis per month is more than the income for a lot of low-middle income class people. Without any welfare support, not many people will be able to pay so much per month to receive treatment for End Stage Renal Failure (ESRF).

I have seen patient as young as 8 year-old in the nephro ward receiving CAPD (Continuous Ambulatory Peritoneal Dialysis). We should take care of our health, most of the patient with Renal failure was first diagnosed with diabetes mellitus. Although you may think that you are still young but it is better to prevent rather than being late.

MagicHoldem

MagicHoldem Poker Odds Calculator is a Card Game product from magicholdem.com.
Knowing how to figure out your odds in Texas Hold’em is one of the most fundamental points in becoming a solid poker player - It makes your decision-making easier by giving you an idea when you are in a good or bad situation. MagicHoldem Poker Odds Calculator helps you avoid simple mistakes, analyse the game better and strategize with ease. Play smart by knowing your odds.
Dominate your opponents, win more hands and make playing online poker easier with Odds Calculator. Created with the help of Professional Poker players and Award Winning Statistic Experts, the state-of-the-art Poker Odds Calculator tool gives you the most accurate odds and offers the best professional advice anywhere online.

Chatting with a patient in Nephrology ward

This is not a case presentation!

Patient was an Indian guy, 74 years old. Suffered from ESRD, DM, HPT and left leg cellulitis. He was a very kind man who talked to me when I was clerking his case. This is the first time I talked to a real patient, rather than a simulated one in IMU CSU.
He told me that he used to work as an army accountant. He was also involved in the politics in his younger age, and he knows a lot of politician such as Karpal Singh, Lim Kit Siang, Lee Lam Thye and even Tunku Abdul Rahman (according to him is his neighbour) and Lee Kuan Yew ! wow...

While he was working in the army, someone offered him a bribe, but he rejected it. I was thinking if I was him, will I accept bribe? In army department, I believe the amount to bribe for something, such as modifying the account detail in purchasing of weapons could easily gave you millions of ringgit, but he rejected it.

Shall he had accepted the money, he would be probably now receiving treatment in a private hospital first class ward fitted with air-cond, personal toilet and personal room, with Indonesian maid take caring him, washing his legs. But he choose not to, and now had to stay at HKL's warm and uncomfortable ward, still looking for a haemodialysis centre because he cannot afford to pay RM 2000 per month for it. That is a lot for someone who is not working anymore and no children to pay for him.

If you were him, will you accept the bribe ? Those minister who cheated the people for so much money can live happily ever after when they retired but those who choose to be honest got this kind of ending ? How come god is so unfair to good people ?

32Vegas

32Vegas aims to put you in a glamorous and fashionable environment with the feel of stepping into a real Las Vegas Strip casino. On top of that, your odds of being a winner are likely a lot better than in any live casino thanks to the massive 320% sign-up bonus. The casino uses a custom version of the immensely popular PlayTech software, with more than 130 different games of the highest quality to suit all tastes. Of course you can play all of the old-fashioned casino classics games at 32Vegas, like blackjack, roulette and craps, some of them even with live dealers, but perhaps even more intriguing are the huge progressive jackpots.

Medical Assistant Training

Interested in medical assistant training? You can do your training online! Medical assistant training is a website providing the most up-to-date medical assistant schools and certification information from the leading online and campus healthcare schools across the US. Students who receive a medical training from the recommended schools on this site find themselves in exciting healthcare professions including medical office manager, dental assistant, ultrasound technician, radiologist, nurse and more.

Medical assistants are well paid, as they are a vital part of any healthcare organization. For example, a diagnostic medical sonographer could earn more than $67,000 annually; an occupational therapy assistant could have annual earnings potential of more than $55,000; and health information technicians could earn up to $50,000 per year.

There's a growing demand for qualified medical assistants across the board – from medical insurance coders to ultrasound technicians or physical therapy assistants. With the right training, you could be one!

Online Backgammon

Gammon Fortune is a Backgammon online site offering backgammon players the latest information about backgammon tournaments and events as well as backgammon software for real money or just for fun. The site is available in six languages.

Gammon-Fortune.com is part of the First Maple Online Gaming Entertainment Company. Established in 2001, Gammon-Fortune.com provides people a safe environment to have fun and enjoy themselves. Since then, Gammon-Fortune.com developed and honed their games providing even more pleasure for their customers. Gammon-Fortune.com is among the top-rated online casinos today. Whether your favorite game is backgammon, slots, poker, baccarat, blackjack, or roulette, Gammon-Fortune.com is the casino non-stop action. In short, Gammon-Fortune.com is a name that you can count on.

Shell Citibank Credit Card - A Cash Draining Card

Are you fancy of getting a credit card that offers 5% rebate on shell petrol and 1.5% rebate on other purchases? If your answer is yes, then you are draining your money away!
The newly launched Shell Citibank credit card is not as good as its sounds - to enjoy the rebate, you must have a carry forward balance. Yes, a carry forward balance that you have to pay Citibank 18% interest per annum. But that's is not all, your so called 'rebate' is based on your current month spending. That means if you have a carry forward of RM10,000 but did not use the card at all for the current month, you get 'zero' rebate.

This is how the rebate scheme works:
-First, you need to have a carry forward balance. The amount of that carry forward determines the rebate rate (%) that the card holder is getting.


-Then based on your current month spend, you will get the rebate (as shown by the rebate table above) - your rebate is not based on your total carry forward balance. Repeat: your rebate is not based on your total carry forward balance, but current month spending

In short, to get your 'rebate' you must have at least of RM2,000 outstanding balance in you card AND continue use the card. The outstanding balance is the net of previous month balance minus current month payment. If you do that, every month you will be paying RM30.00, or RM360 a year for the minimum RM2,000 outstanding balance.

Let's do a simple math here:
If you spend RM500/mth on shell petrol and your classic card has a RM2,000 outstanding balance, at 1.5% , you are getting RM7.50 as 'rebate', while at the same time, paying RM30.00 for the interest. The 'nett' profit for Citibank is RMRM22.50. Your are essentially "over paying" 4 times the price (30/7.5) To 'break even' (so that your RM30.00 interest payment = rebate value), you need to pump RM2,000 shell petrol a month, or charge RM6,000 a month for non-shell related purchases.

The USD100.00 per barrel of crude oil won't kill you, but the Citi-Shell card will.

Hospital Attachment

From Titiwangsa LRT station, next passed by a bus station, car park and a smelly big dustbin beside a small lorong and then comes to a busy two way street where u need to choose either use the bridge or risk being caught by traffic police because of using the shortcut and kena saman RM500, u will come to Hospital Kuala Lumpur (HKL), the busiest hospital in KL, everyday when I passed by the outpatient pharmacy I can see a huge crowd waiting for their medication. I believe I have been to HKL for not less than 3 times, may be I need to consider myself lucky as I don't need to travel by car everyday to outstation, but waking up at 6-7am everyday is just very tiring...

The first week in Oncology ward let me realised that my clinical knowledge had became rusty after doing research for the last whole semester. How am I supposed to remember the drug regimen (e.g. CMF, FAC, VAF, FOLFOX, FOLFIRI etc) for so many types of cancer ? Anyway our preceptor is a helpful pharmacist, Cik Kamalrun was able to answer to our doubts rather than asking "what do u think ? go find out yourself " which makes our life easier.

It may be unbelievable for a pharmacist student never seeing a real packed cell. What is a packed cell ? Cell packed together in a bag ? Hmm... quite correct, actually it is a bloody red bag for blood transfusion. Looks like Ribena in a new packaging, to blood hunter may be...

Interesting drug in which a patient can kept until year 2090!

Athough clerking case is tiring and reading those doctor's handwriting is just a torture to your imagination and brain power, but I will be motivated to clerk case if next year pharmacist and doctor pay will increase again, hope that is true hahaha...